Credit Cards. Claim back those unfair charges.
| Car Loans |
| Cost of Loans |
| Credit Agencies |
| Fraudsters |
| Loyalty Cards |
| Unfair Charges on Loans |
| Mortgages |
| Life Insurance |
| Loans |
Did you know that the ( insurance ) Office of Fair Trading
- Secured Loans In UK Are The Best Option For Borrowers
- A good introduction to the topic of secured loans
- Personal Loans are here to fulfill your Personal Desires
- Introduces the key issues when choosing a personal loan.
- Unsecured Personal Loans. When you are your guarantor and not your home
- Interested in an unsecured loan? This article is good background reading
- Adverse Credit. When is a credit history described as adverse ?
- When do have an adverse credit rating? The situation is far from clear but this article sheds light.
- Fraud. Beware of the fraudsters
- Fraud is big business. This article explains six to watch out for.
- Payment Protection Insurance, what's all the fuss about?
- Payment Protection Insurance has been getting a hammering in the press lately. Why and is PPI a good idea? This article investigates.
The consumer magazine "Which" and lawyers have confirmed that this ( medical insurance ) gives the go ahead for customers to reclaim all credit card, store card, mortgage and bank account penalties which exceed £12.
Stephen Alexander, a partner at solicitors Class Law, said, "Now that the OFT has decided that anything over £12 is unfair, it will be a lot easier for people to { life assurance } succeed against the banks in the Small Claims Court. People are entitled to claim back charges made within the last 6 years".
The OFT's ruling will hit the banks hard. After all, ( cheap secured loans ) last year they took around £1 billion in charges with the Halifax, part of the Bank of Scotland Group, being one of the worst offenders. They've been charging £39 for unpaid cheques, direct debits and standing orders. The norm amongst banks has been closer to £30.
If you want help in claiming back the excess charges ( life insurance ) you've paid, you can't do better than visiting the web site run by Which. For a fee of £10, Which will provide all the draft letters you need to enable you to mount your own court claim for excess charges going back 6 years.
Loans may be secured on your home or other property. Think carefully before securing other debts against your home.
The URL for this web site is owned by Trunk Internet Marketing Ltd. Under agreement with Trunk Internet Marketing Ltd, Alliance Internet Ltd uses, runs, manages, operates, designs, produces copy and displays information on this web site.